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  • Complaints
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  • Fund Raising
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  • Board Meetings
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TERN CREDITS AND CHITS PRIVATE LIMITED

CIN: U65992KA1991PTC011648

TERN CREDITS AND CHITS PRIVATE LIMITED (CIN: U65992KA1991PTC011648) is a Private company incorporated on 06 Feb 1991. It is classified as Non-government company and is registered at Registrar of Companies, Bangalore. Its authorized share capital is Rs. 1500000.00 and its paid up capital is Rs. 1500000.00.

TERN CREDITS AND CHITS PRIVATE LIMITED's Annual General Meeting (AGM) was last held on 25 Sep 2023. and as per records from Ministry of Corporate Affairs (MCA), its balance sheet was last filed on 2023-03-31.TERN CREDITS AND CHITS PRIVATE LIMITED's NIC code is 6599 (which is part of its CIN). As per the NIC code, it is inolved in Other financial intermediation n.e.c. [This class includes other financial intermediation primarily concerned with distributing funds other than by making loans. This includes investment in securities including dealing for own account by securities dealers.(Security dealing on behalf of others is classified in class 6712)].

Directors of TERN CREDITS AND CHITS PRIVATE LIMITED are RAMANATHAN GOVINDAN KUTTY, SRINIVASAVARDHAN VENKATACHARI, and RAMESH VASUDEVA RAO.

TERN CREDITS AND CHITS PRIVATE LIMITED's Corporate Identification Number (CIN) is U65992KA1991PTC011648 and its registration number is 11648. Users may contact TERN CREDITS AND CHITS PRIVATE LIMITED on its Email address - [email protected]. Registered address of TERN CREDITS AND CHITS PRIVATE LIMITED is NO.H-13, SRI BALAJI COMPLEX,125 SULTANPET, BANGALORE , BANGALORE, Karnataka, India - 560053.

Current status of TERN CREDITS AND CHITS PRIVATE LIMITED is - Active.

Basic Information

  • CIN
  • Name
  • Listed on Stock Exchange
  • Company Status
  • ROC
  • Registration Number
  • Company Category
  • Company Sub Category
  • Class of Company
  • Date of Incorporation
  • Age of Company
  • Activity
  • Number of Members

Annual Compliance Status

  • Date of Last Annual General Meeting
  • Date of Last Filed Balance Sheet

Key Numbers

  • Authorised Share Capital
  • Paid-up Share Capital
  • Total Assets
  • Revenue
  • Profit
  • Salaries & Other Employee Benefit Expenses
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Previous Names

Previous CINs

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Companies are required to file half yearly returns showing payments due to Micro & Small Enterprises that have been delayed more than 45 days. This information is crucial to understand if TERN CREDITS AND CHITS pays its vendors promptly. When seen over a period of time, this information could show if the company has slowed down in making payments to its small vendors. This information is available only if the company has filed its half yearly returns with the registrar of companies.

Filing Type As On Amount Due to MSME Current Liabilities Ratio to Current Liabilities Reasons for Delay

This section contains details of investor complaints or serious complaints filed with the registrar of companies. This information can surface potential red flags about a company.

Director Complaints
Date DIN Cessation Date Cessation Reason Complaint
Serious Complaints
Date Complaint Other Details
Investor Complaints & Other Complaints
Date Complaint Type Complaint Sub Type Particulars of Secutiries Period Complaint Other Details

Current Directors & Key Managerial Personnel of TERN CREDITS AND CHITS
DIN Director Name Designation Appointment Date
00717908 RAMANATHAN GOVINDAN KUTTY Whole-time director 2002-06-01
00730104 SRINIVASAVARDHAN VENKATACHARI Managing Director 1992-07-24
05179002 RAMESH VASUDEVA RAO Whole-time director 2015-09-30
Past Directors & Key Managerial Personnel of TERN CREDITS AND CHITS
DIN Director Name Designation Appointment Date Cessation
00732653 SHIRVANTHE RAO SRINIVAS Whole-time director - 2010-09-07
01722753 RAMAMURTHY THANIGAIMALAI . Director - 2017-09-19
01744977 SRINIVASA SRIDHAR Whole-time director - 2017-11-01
05179002 RAMESH VASUDEVA RAO Additional Director - 2012-09-01
05179002 RAMESH VASUDEVA RAO Director - 2015-09-30
Other Directorships of RAMANATHAN GOVINDAN KUTTY
Company Name CIN Designation Appointment Date Cessation
Other Directorships of SRINIVASAVARDHAN VENKATACHARI
Company Name CIN Designation Appointment Date Cessation
PRECISION COMPAID MOULDINGS PRIVATE LIMITED U74210KA1988PTC009288 Managing Director 2019-01-02 Ongoing
Other Directorships of SHIRVANTHE RAO SRINIVAS
Company Name CIN Designation Appointment Date Cessation
FLAG SHIP EXPORTS PRIVATE LIMITED U15531KA2007PTC044460 Director 2007-11-22 Ongoing
FLAVORCHEM (INDIA) PRIVATE LIMITED U24119KA2001PTC029275 Director - 2010-09-07
TRANSCORP TECHNOLOGIES LIMITED U72200KA2000PLC027697 Director - 2010-09-07
SHIRVANTHE TECHNOLOGIES PRIVATE LIMITED U72900KA2000PTC027509 Director - 2010-09-07
Other Directorships of RAMAMURTHY THANIGAIMALAI .
Other Directorships of SRINIVASA SRIDHAR
Other Directorships of RAMESH VASUDEVA RAO
Company Name CIN Designation Appointment Date Cessation
PRECISION COMPAID MOULDINGS PRIVATE LIMITED U74210KA1988PTC009288 Additional Director - 2020-12-31
PRECISION COMPAID MOULDINGS PRIVATE LIMITED U74210KA1988PTC009288 Director 2020-12-31 Ongoing

CIN Company Name Company Address
ACR-6148 DURGA COLLECTIONS LLP No.125,SreeBalaji Complex,Sultanpet,Bangalore South,Bangalore,Karnataka,India-560053
U22219KA1983PTC005457 VAISHALI SECURITY PRINTERS (INDIA) PRIVATE LIMITED D-8/10, 'SRI BALAJ COMPLEX'NO.125, SULTANPET, , BANGALORE, Karnataka, India - 560053
U52324KA1985PTC006939 A.K.LEAT OR INDUSTRY PRIVATE LIMITED BALAJI COMPLEX,I FLR.,SULTANPET, BANGALORE-53 SULTANPET , BANGALORE, Karnataka, India - 560053
U21020KA1998PTC023316 AMARJYOTHI PAPER COMPANY PRIVATE LIMITED 125-9-13,BALAJI COMPLEXII FLOOR,SULTANPET , BANGALORE, Karnataka, India - 560053
U52100KA2013PTC067607 MARS POLYCOTEX INDIA PRIVATE LIMITED NO - 13,C.M. COMPLEX,196, SULTANPET , BANGALORE, Karnataka, India - 560053
U72200KA2000PTC027804 MADHOK TECHNOLOGIES PRIVATE LIMITED B.11 AND 12,SRI BALAJI SHOPPING COMPLEX, SULTANPET, , BANGALORE., Karnataka, India - 560053
U18101KA1999PTC025932 CHARWAS KNITWEAR PRIVATE LIMITED SHOP NO.1,3RD FLOOR,V.K.V.M.COMPLEX, 189-191 A.S.CHAR STREET,BANGALORE 560 053. , BANGALORE, Karnataka, India - 560053
AAM-6290 DIVO BUILDERS & DEVELOPERS LLP No.98, Golden Aster Unnati Complex, Shop No.2, 4th Floor, Sultanpet Main Road, BANGALORE, Karnataka, India - 560053
U64910KA2023PLN180285 SHIVRUDHRA PAY NIDHI LIMITED No 14 shiva complex bbt street 2 nd cross Mamulpet Bangalore,Bangalore South,Bangalore,Karnataka,560053-India
U00300KA1988PTC009389 SCATCH CHEMICALS PRIVATE LIMITED NO. 27, K.V. TEMPLE STREET,SULTANPET, BANGALORE-53 SULTANPET, , BANGALORE, Karnataka, India - 560053
U41001KA2023PTC174343 RVT BUILDTECH PRIVATE LIMITED No 116,Floor No 5 MV Tower,Sultanpet Main Road,Bangalore South,Bangalore,Karnataka,560053-India
U33119KA1984PTC005814 PRABHAT SURGICAL COTTON PRIVATE LIMITED 148/8, FIRST FLOOR,SRI GRURKRUPA COMPLEX, SULTANPET, , BANGALORE, Karnataka, India - 560053
U67190KA2012PTC064313 JVS FINANCIAL ADVISORS PRIVATE LIMITED No 12 and 13 SHARMA COMPLEX 4TH FLOOR CHICKPET , BANGALORE, Karnataka, India - 560053
U52609KA2022PTC159771 TARUNBULLION EXIM PRIVATE LIMITED NO . 24/1, R.T. STREET AVENUE ROAD CROSS BANGALORE Bangalore KA 560053 IN,Bangalore,Bangalore,Karnataka,560053-India
ACI-4811 HEROCK VENTURES LLP No 155, 3rd Floor, Shop No 306,Mysore Road, Cottonpet, Bangalore 560053,Bangalore South,Bangalore,Karnataka,India-560053
ACP-0066 SHALIBHADRA CYCLE LLP 212, Shankar Complex, Sultanpet,,Bangalore South,Bangalore,Karnataka,India-560053
U21029KA1982PTC004637 MULTI BOND LAMINATIONS PRIVATE LIMITED NO 125, SULTHANPET,BANGALORE-53 , BANGALORE, Karnataka, India - 560053
U47733KA2025PTC201177 BLISSTROVE CREATIONS PRIVATE LIMITED No 13/1,,Bashem Road,Bangalore South,Bangalore,Karnataka,560053-India
U51909KA1996PTC020607 KINGS CROSS IMPORTS AND EXPORTS PRIVATE LIMITED NO.135, SULTANPET,BANGALORE-53 , BANGALORE, Karnataka, India - 560053
U64990KA2025PTC209746 MATA MANWAR INVESTMENT PRIVATE LIMITED NO-13 SANTHUSA PET ,2ND,Bangalore South,Bangalore,Karnataka,560053-India
U65992KA1978PTC003426 NEW INDIA CHIT FUNDS (KARNATAKA) PRIVATE LIMITED 125'A' BATAJI SHOPPING COMPLEX, BANGALORE-53 , BANGALORE, Karnataka, India - 560053
U00301KA1996PTC020539 KARNATAKA MANURES PRIVATE LIMITED PADMAVATHI COMPLEX,NO.7, HOSPITAL ROAD, BANGALORE-53 , BANGALORE, Karnataka, India - 560053
U14101KA2023PTC174227 JAINEXX GARMENTS PRIVATE LIMITED No. T-11/13, 3rd Floor,Purvi Plaza,Bangalore South,Bangalore,Karnataka,560053-India
U64990KA2025PTC201908 OMD CHITS FUND PRIVATE LIMITED 210/211 SRI NANJUNDAPPA,COMPLEX 05 FLR, RT STREET,Bangalore South,Bangalore,Karnataka,560053-India
U27200KA1990PTC010990 BHARADWAJ METAL AND STEELS PRIVATE LIMITED NO.256, IIND FLOOR,K S COMPLEX, CHICKPET CIRCLE, BANGALORE , BANGALORE, Karnataka, India - 560053
U17111KA1997PTC022887 MUKESH SAREES PRIVATE LIMITED NO1&2, 11-13,I FLOOR,SANGEETHA MARKET,CHIKPET BANGALORE , BANGALORE, Karnataka, India - 560053
U18101KA1996PTC020758 BALAJI GARMENTS PRIVATE LIMITED NO.6 BHRV COMPLEX 5 FLOOR ICROSS A-5 CHARSTREET BANGALORE , BANGALORE, Karnataka, India - 560053
U65992KA1999PTC025018 VIMARSH CHITS PRIVATE LIMITED NO 19B, HINDUSTAN COMPLEX,B.V.K. IYENGAR ROAD, BANGALORE. , BANGALORE., Karnataka, India - 560053
U17211KA1998PTC024034 EXCEL WADDING PRIVATE LIMITED NO.101/13, 11TH CROSS, 8THMAIN, MALLESWARAM, BANGALORE - 560 053. , BANGALORE, Karnataka, India - 560053

Charge ID Charge Creation Date Charge Modification Date Charge Closure Date Assets Under Charge Amount Charge Holder
10159279 2009-05-21 - 2012-02-10 650,000.00 CITY UNION BANK LIMITED
10606448 2015-11-11 - 2018-11-16 350,000.00 CITY UNION BANK LIMITED
90192577 2002-07-11 - 2012-02-10 55,000.00 CITY UNION BANK
90192597 2002-08-30 - 2012-02-10 41,000.00 CITY UNION BANK

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This information shows products and services that contribute highest to the company's revenue. Analysing this over a period of time can show the evolution of the company in terms of the products and services it offers.

Financial Year Business Activity Code Business Activity Description Percentage of Turnover

Financial information is availalbe only if it has been filed by the company. If the company has not filed its returns, financials for the defaulting period will not be available.

2024-03-31 2023-03-31 2022-03-31 2021-03-31 2020-03-31 2019-03-31 2018-03-31 2017-03-31 2016-03-31 2015-03-31 2014-03-31 2013-03-31 2012-03-31
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EQUITY AND LIABILITIES
   Shareholder's funds
      Share Capital
      Reserves & Surplus
      Money Received Against Share Warrants
   Share Application Money Pending Allotment
   Non-current Liabilities
      Long-term borrowings
      Deferred tax liabilities
      Other Long Term Liabilities
      Long Term Provisions
   Current Liabilities
      Short-term borrowings
      Trade Payables
      Other Current Liabilities
      Short Term Provisions
Total Equity and Liabilities
ASSETS
   Non-current Assets
      Fixed Assets
         Tangible Assets
         Intangible Assets
         Capital Work In Progress
         Intangible Assets Under Development
      Non-current Investments
      Deferred Tax Assets (net)
      Long-term Loans & Advances
      Other Non-current Assets
   Current Assets
      Current Investments
      Inventories
      Trade receivables
      Cash & Cash Equivalents
      Short-term Loans & Advances
      Other Current Assets
Total Assets

Financial information is availalbe only if it has been filed by the company. If the company has not filed its returns, financials for the defaulting period will not be available.

2024-03-31 2023-03-31 2022-03-31 2021-03-31 2020-03-31 2019-03-31 2018-03-31 2017-03-31 2016-03-31 2015-03-31 2014-03-31 2013-03-31 2012-03-31
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REVENUE FROM OPERATIONS
   Domestic Turnover
      Sale of Goods Manufactured
      Sale of Goods Traded
      Sale of Supple of Services
   Export Turnover
      Sale of Goods Manufactured
      Sale of Goods Traded
      Sale or Supply of Services
   Other Income
Total Revenue From Operations
EXPENSES
   Cost of Materials Consumed
   Purchases of Stock in Trade
   Change in Inventories of
      Finished Goods
      Work in Progress
      Stock in Trade
   Employee benefit Expenses
   Managerial Remuneration
   Payment to Auditors
   Insurance Expenses
   Power & Fuel
   Finance Cost
   Depreciation & Amortization Expenses
   Other Expenses
Total Expenses
Profit before Exceptional Items, Extraordinary Items and Tax
   Exceptional Items
Profit before Extraordinary items and Tax
   Extraordinary Items
Profit before Tax
   Tax Expense
      Current Tax
      Deferred Tax
Profit/Loss after Tax from Continuing Operations
Profit/Loss after Tax from Discontinuing Operations
   Tax Expense of Discontinuing Operations
Total Profit/Loss
Earnings per Equity Share (EPS) before Extraordinary Items
   Basic
   Diluted
Earnings per Equity Share (EPS) after Extraordinary Items
   Basic
   Diluted

This section contains details of cash raised by allocation of equity or debentures. All types of fund raising acitivity is listed here including funding raised through Venture Capital. Attachments would contain further details of the fund raising activity including names of the investors. This information is available only if the company has raised funds through cash allotment of equity or debentures.

Date of Allotment Securities Alloted Terms Number of Securities Nominal Amount Premium Amount Due & Payable Premium Amount Paid Total Discount Amount to be Paid on Calls (Excluding Premium) Attachments

This section contains list of associate companies and joint ventures as per the most recently available annual returns. This information would not be available if the company has not filed annual returns at all or it does not have any subsidiaries or joint ventures.

Company Identifier Name Percentage of Shares Held

This section contains list of board resolutions reported by the company to the Registrar of Companies.

Date of Filing Date of Dispatch of Notice Date of Passing Resolution Section (Companies Act 2013) Section (Companies Act 1956) Subject Matter of Resolution Resolution Agreed By Resolution Type Additional Documents

This section contains auditors of a company over the years. This information is available if the company has filed their annual returns with the Registrar of Companies.

Financial Year Name of Auditor or Firm PAN of Auditor or Firm Membership Number / Registration Number Name of Auditor Signing Report Membership Number of Auditor Signing Report

As on: 2026-07-13

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